Qonto: the bank that (also) does your invoicing?

Financial management for SMEs is undergoing a major transformation with the increasing digitalization of processes, and Qonto has understood this well.

Faced with regulatory obligations such as mandatory electronic invoicing from 2026, French businesses must adopt powerful digital tools to remain competitive. This evolution is not limited to compliance. It also aims to optimize cash flow, automate administrative tasks and improve collaboration between your finance teams and your accountant.

With the recent launch of its " Qonto Billing " feature, the French neobank now offers an integrated solution that aims to simplify and optimize the invoicing process for small businesses.

An all-in-one solution for invoicing

In this context, Qonto recently launched " Qonto Invoicing ", a free invoicing solution accessible to all professionals, even those without a bank account with Qonto.

Qonto Invoicing allows users to create and send personalized invoices in just a few clicks. The platform makes it easy to create, send, and track invoices.

Features include customizing invoices with your company logo and colors, sending unlimited invoices, and the ability to automatically follow up with customers for late payments.

This direct integration into the Qonto interface guarantees a smooth and consistent user experience.

For users with a Qonto pro account, the benefits are amplified: seamless integration with the bank account, payment and expense management, and synchronization with tools such as Pennylane, Shopify, Stripe, PayFit, Notion, Zapier and Sage .

At Blendy, as Pennylane experts, we obviously recommend integration with Pennylane for optimized end-to-end financial management and, above all, access to business intelligence tools such as Finthesis to better manage your finances.

READ ALSO: Pennylane x Finthesis, two essential tools for real-time financial management

Optimization of financial management

By centralizing invoicing within the Qonto platform, businesses benefit from better visibility of their cash flow.

This way, automatic detection of VAT and essential invoice data greatly facilitates the work of your financial teams.

And as mentioned earlier in this article, synchronization with more than 80 accounting tools and finance apps is another major advantage of Qonto's invoicing tool. This synchronization facilitates process automation, reducing data entry errors and processing times.

An asset for customer relations

The speed of sending invoices and the ability to follow up with customers directly from the interface also help improve the payment cycle.

This allows businesses to maintain healthy customer relationships while ensuring efficient collection management.

Compliance with electronic invoicing reform

Anticipating the widespread adoption of electronic invoicing planned in France for 2026, Qonto Invoicing complies with current standards, in particular the Factur-X format.

The platform is also in the process of being registered as a Partner Dematerialization Platform (PDP), which guarantees a smooth transition for companies to the new legal obligations.

Blendy: your partner for a successful transition

At Blendy, digital accountant and Pennylane expert, we know that setting up a digitalized and automated finance process can sometimes be more complicated than it seems. And the transition to electronic invoicing has made the process even more complex to understand.

This is why we support our clients in the integration of solutions such as Qonto or Pennylane, ensuring that each step complies with regulatory requirements and is adapted to the specificities of your business.

Our expertise in financial management and digital transformation ensures a smooth and efficient implementation, allowing you to focus on developing your business.

Qonto Invoicing represents a significant step forward for SMEs looking to modernize their financial management. By offering an integrated, compliant, and efficiency-oriented solution, Qonto meets today's billing needs.

For managers and financial officers, this is an opportunity to gain in productivity and peace of mind.

Make an appointment with Blendy, digital accounting and CPA, to set up appropriate, agile financial management that is 100% connected to your reality.

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With Blendy, English-speaking French accountant, take advantage of digital accounting and tailor-made advice to accelerate your financial process and develop your business.

Pennylane, Dext, QuickBooks and Stripe certified, we support digital and IT services, e-Commerces, SaaS, in France and internationally.