In France, nearly 4 out of 5 companies are now faced with late payments. This represents around 15 billion euros per year for French SMEs.
Alarming figures knowing that these delays can lead to major financial difficulties, which could again lead to the complete cessation of activity...
Defacto, flexible financing solution
This is where Defacto comes in, a solution that allows companies to quickly and easily obtain financing to replenish their cash flow without waiting for the usual payment deadlines.
This flexible and accessible solution has already helped many SMEs to absorb late payments from their customers, finance stocks or modernize their production tools. By reducing collection times, Defacto transforms financing into a strategic lever for growing companies.
Another strong point of Defacto , which we particularly appreciate at Blendy, digital accounting expert , are the numerous native integrations that this application offers.
Defacto thus integrates the essential applications of an efficient financial process, such as Qonto, Sellsy, Libeo, Odoo, Netsuite, QuickBooks and Pennylane. And the solution is available not only in France but also in other European countries such as Germany, Netherlands, Spain and Blegium.
Pennylane x Defacto: A winning alliance
Pennylane , as a reminder, is one of the most efficient French accounting solutions on the market, offering French companies a wide range of functionalities to centralize and automate accounting processes and financial flows.
Today, what really changes is that Defacto is now accessible in France in just a few clicks, directly via your Pennylane space to finance the payment of your invoices.
French SMEs can now have their invoices paid immediately when issued, allowing to secure cash flow.
No more switching between multiple platforms to apply for financing. If a bill payment becomes far too late and you're struggling, you'll be able to breathe again with just a few clicks.
Thanks to the Defacto - Pennylane partnership, managing your payments becomes even easier.
Two approaches to financing your invoices
From the Pro Account module: go to the “Financing” tab, test your eligibility and submit a request in a few clicks.
Directly from a customer invoice: select a specific invoice and request its financing to speed up the collection of funds.
With a smooth and fast process, funds are available within 48 business hours , thus also eliminating administrative hassles.
Why Blendy recommends these apps to French SMEs
Clear benefits for businesses
Simplified management
Integration eliminates tedious steps and allows you to manage everything from a single platform. You save time and avoid re-entry errors.
Quick access to cash
With funds available within 48 hours, you can quickly meet your cash flow needs without risking the sustainability of your business.
Increased visibility
By centralizing accounting and financial management in Pennylane , you get a complete, real-time view of your financial situation.
Do not confuse speed with haste
Now that you know that financing solutions are easily accessible, it is not a question of asking for funds at any cost. It is important to act for the right reason, at the right time and for the right amount. And that is where the Blendy teams come in.
We have over 12 years of experience in accounting digitalization and finance applications. We will be able to deploy several complementary tools, such as Finthesis , to analyze friction points, opportunities and risks in real time.
Depending on your objectives, priorities and constraints, we will help you define the financing that will really be useful to you, and which invoices should be financed immediately or not, without penalizing you in the long term.
We support our clients in:
Integrate and master these financing tools into their daily lives.
Analyze cash flows to optimize the use of financing and avoid the pitfalls of poorly controlled debt.
Automate processes to ensure smooth and strategic financial management.
With more than 12 years of experience in accounting digitalization, our team ensures that each company benefits from tailor-made support, adapted to its needs and ambitions.
Take back control of your cash flow
By combining the strengths of Pennylane and Defacto, and the accounting and digital expertise of Blendy, you have a concrete solution to transform your cash management, secure your liquidity and develop your business.
Contact Blendy today to find out how you can turn your finances into a lever for growth.
With Blendy, French CPA based in Paris, take advantage of digital accounting to accelerate your financial process and develop your business.
Pennylane, Dext, QuickBooks and Stripe certified, we support digital, e-Commerce, IT services, SaaS companies in France and internationally.