Hero: What if your bank account finally served a purpose?
- Noham Layani
- 12 hours ago
- 3 min read
Let's be honest: opening a business account at a traditional bank is like buying a Formula 1 car and letting it idle. You store your cash there, but nothing moves. No visibility, no leverage, no value.
The good news? A new generation of fintechs is determined to shake up this status quo.
Among them, Hero : a solution that doesn't just keep your money, but puts it to work. Supplier financing, express collection, cash flow compensation... finally, a professional account designed for companies that move quickly.
Hero, a young shoot with very high ambitions
Founded in 2021 by Thibault Lanthier (ex-Alan) and Corentin Guillaumin (ex-Veepee), Hero 's mission is to build a new generation pro account: an all-in-one tool to help SMEs better manage their flows and finance their activity without depending on traditional banking delays.
Hero, the Swissknife for ambitious SMBs
Unlike a simple bank account, Hero offers a complete interface for managing your cash flow and payments, with services that cannot be found at your traditional bank or in most neobanks:
Physical and virtual Visa Platinum cards with generous limits and, above all, deferred payment of up to 90 days .
Multi-IBAN accounts , to compartmentalize your flows.
Instant checkout with payment links or e-commerce plugin.
Supplier financing up to €100,000 , to smooth out spending peaks.
Cash remunerated up to 5% gross for 2 months , then 1% to 3% depending on the offer.
Hero versus the competition: a different positioning
The market for B2B payment solutions and short-term financing is booming. And Hero isn't the only player looking to carve out a niche for itself. Among the many competitors are:
Defacto specialized in B2B financing in a few hours, but without an integrated bank account.
Libeo focused on invoice management and supplier payments, with a more administrative “platform” logic.
Qonto which offers a solid banking interface, but without direct financing offers or treasury remuneration.
Where Hero stands out is in its integrated value proposition : a central pro account , with a logic of immediate profitability of flows , embedded short-term financing , and a desire to leverage every euro .
In short : an active cash management tool , and not just an online bank with a nice UX.
ACPR approval and European ambitions
Hero doesn't just offer a beautiful interface: the fintech obtained its payment institution approval from the Banque de France at the end of 2023. It is therefore not just a simple intermediary, but a truly autonomous platform, capable of operating in 30 European countries via the European passport.
Add to that a €11.3 million fundraising round led by Valar Ventures , and you have a fintech with real ambitions – and the means to match its ambitions.
Blendy: your partner for optimized financial management
At Blendy, international CPA and expert for tech companies, we support growing businesses. Not rigid structures. Not Excel spreadsheets we keep for the sake of it.
But leaders who want to structure their financial processes , optimize their working capital, secure their growth, and manage with up-to-date data.
And this is precisely where Hero gets interesting:
For your teams : smooth interface, deferred payments, multi-card management.
For your financing needs : an accessible line for your suppliers, without friction.
For your tools : accounting synchronization via API.
And on the cash flow side : Hero allows you to make the most of your money that's lying around and take back control of your cash flows.
Hero isn't a replacement for an accounting platform like Pennylane ( which Blendy obviously recommends ). But Hero is a perfect complement to a modern financial ecosystem.
If you're looking for a pro account that "gets the job done," you're spoiled for choice. But if you're looking for a tool to save time, cash, and gain visibility , Hero is definitely worth a closer look.
Make an appointment with Blendy, a digital accounting expert , to find out more and discover how to implement agile financial management that is 100% connected to your reality .
With Blendy , Digital accountant: Take advantage of all the benefits of digital accounting to accelerate your financial process and develop your business.
Pennylane , Dext , QuickBooks and Stripe certified , we support digital, e-Commerce, ESN, SaaS companies in France and internationally .
